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More Information about Annuities
What exactly is an Annuity?
An annuity is an investment product that provides safe, tax-deferred growth of your retirement nest egg. Annuities are considered low-risk, and can provide guaranteed, monthly income when you retire. There are many types of annuities with varying features & benefits. These include: fixed, variable, immediate, deferred & hybrid. We strongly suggest you consult with a financial professional to help you understand the various types of annuities before you purchase.
Is an Annuity Right for You?
Annuities are NOT a good fit for everyone. Annuities are designed for people looking for guaranteed, monthly income when they retire - they are NOT a high-risk / high-return investment. They are considered to be in the mainstream of conservative retirement planning - over $225 billion in annuities have been purchased in the past 12 months alone!
What are your Next Steps?
The first thing to do is to see if an annuity fits your specific profile and financial situation. This "fit" is based on the amount of retirement savings you currently have, how old you are, and the State you live in. Simply fill in the information above and our system will generate a free, tailor-made Annuity Report that will include annuity rate quotes from A+ rated companies in your area.
Disclaimer: This is not investment advice. All information on this site is intended for educational purposes only. We are not liable for any potential damages that may be incurred from this information. Always consult a licensed financial or insurance professional before investing. Detailed product information such as Surrender Yields, Premiums, Age Restrictions, Riders, Fees and Withdrawal provisions vary by product, and may vary based on state availability and are subject to change without notice. Products are not available in all states, and will be provided by a licensed Annuity Agent.
* Optional lifetime income benefit riders are used to calculate lifetime payments only and not available for cash surrender or in a death benefit unless specified in the annuity contract. Fees may apply. Surrender charges apply to base contracts. Guarantees are based on the financial strength and claims paying ability of the insurance company. It is important that you read all insurance contract disclosures carefully before making a purchase decision. The preceding information does not represent tax, legal, or investment advice.
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